A money tracker for how Ethiopia actually banks

Every birr, tracked the moment it moves.

Zufan reads the SMS your bank already sends — CBE, Telebirr, Awash, Dashen, Bank of Abyssinia and thirty more — and turns it into a running record of where your money goes. No screenshots. No spreadsheets. Nothing to type in yourself.

Reads statements from every major Ethiopian bank

These marks are stylized identifiers for readability — not the banks' official logos.

CBE
Commercial Bank of Ethiopia
tb
telebirr
AB
Awash Bank
BOA
Bank of Abyssinia
DB
Dashen Bank
WB
Wegagen Bank
NB
Nib Bank
SB
Siinqee Bank
CBO
Cooperative Bank of Oromia
ZB
Zemen Bank
and 20 more

Set up once, then forget it's there

There's no daily habit to keep up. Zufan works in the background from the moment you connect it.

1

Connect once

Grant SMS read permission the first time you open the app. That's the entire setup — no bank login, no card number.

2

Zufan reads every transaction

The moment a bank sends you a transaction message, it's parsed, categorized, and saved to your ledger — before you've unlocked your phone.

3

You see the full picture

Balances, categories, and monthly trends update automatically, shown in Ethiopian or Gregorian calendar — whichever you think in.

Built around how Ethiopians actually bank

Most finance apps assume one account and manual entry. Zufan assumes what's actually true here: several banks and mobile money at once, cash from an ATM that the bank can no longer see, and a calendar that doesn't always match the Gregorian one.

Cash on hand
Track what you spend after withdrawing, so your balance reflects reality — not just what's left in the account.
Search any transaction
Find a payment by amount, description, account, or date, in seconds.
Ethiopian and Gregorian calendars
View every date and report in whichever calendar you keep — switch anytime, nothing recalculates wrong.
Monthly reports
See where your money went this month, broken down by category and by bank.

Your money, exactly as it is

No invented screens — this is the actual app, every transaction logged straight from your bank.

Zufan Personal transaction ledger, showing income and expenses by day

The full ledger, organized by day — scroll back to any date.

Zufan Personal search screen, filtering transactions by date range with totals in and out

Search any transaction — by word, date range, or bank.

Zufan Personal reports screen, showing spending by category as a donut chart

See what you kept, broken down by category — no calculating required.

Free to start. Pro when you outgrow it.

The free tier covers automatic tracking and monthly reports — what most people need. Pro adds the tools for closer money management.

Free

Forever, no card required

  • ✓ Automatic SMS tracking across 30+ banks
  • ✓ 7-day transaction history
  • ✓ Monthly category reports
  • ✓ Cash-on-hand tracking

Pro

Free for 10 days, then a monthly subscription

  • ✓ Full transaction history
  • ✓ AI categorization that learns your habits
  • ✓ Cloud sync across devices
  • ✓ Loan tracker, for money lent or borrowed
  • ✓ Asset register
  • ✓ Saving plans with progress tracking
  • ✓ Payment requests
  • ✓ Financial calendar and desktop dashboard
Try Pro free for 10 days

Your SMS stay yours

Zufan reads only transaction messages from your bank — never personal chats, photos, or other apps. Everything lives on your device unless you turn on sync. We're not a bank, and we never see your bank password or login.

Know where your money goes, automatically.

Free to download. No spreadsheet required.