Lent money to a friend? Borrowed from family? Track it without the awkward conversation.
In Ethiopia, money moves between friends and family all the time. The problem is no one keeps clean records — and after two partial payments, no one agrees on what's left. Zufan tracks every birr, so the relationship stays clean.
Illustrative principal and instalment totals match how lent vs borrowed cards are surfaced.
Sound familiar?
“How much left?” debates: two people remember different numbers after a few instalments.
Lost schedule: due dates negotiated in Messenger but nowhere on a calendar.
Partial payments: without a ledger, halfway payments create confusion about principal vs interest (even when informal).
Relationship stress: chasing someone without sounding accusatory—or forgetting you still owe someone.
What Zufan does instead
Direction matters: separate treatment for money you lent versus money you borrowed.
Schedules & status: structured instalments and progress instead of a single lump in notes.
Remaining balance: updates as you record partial or full payments—one source of truth.
Ties to cashflow: loan activity sits next to the rest of your money picture in the app.
How it helps in practice
You lend 5,000 ETB for school fees, paid back in parts. After two payments, your friend says “I already sent 3,000.” You say “I only see 2,500.” Zufan ends that argument — one running balance, both sides see the same number.
